Retirement

My carer’s duties ended on April 7th 2022 when my Mother moved into a care home. I stopped claiming Carer’s Allowance (£69.70) from the Department of Work and Pensions and decided to take a few weeks to rest and consider what I was going to do next. Naturally, being 54 years of age, the most immediate consideration has been one of employment. We all need an income to survive. At present the State Pension Age in the UK for men is 67. This is when you will receive your State Pension, which is based upon your National Insurance Contributions that you have paid throughout your working life. That is 13 years away, hence why I’ve been considering returning to work. However, Mrs P took early retirement from the Civil Service seven years ago and raised the point that if I returned to full time work, we would no longer have so much time together. Although caring for my parents has been tough, it revolved around a schedule thus affording Mrs P and I windows of opportunity to do things.

My carer’s duties ended on April 7th 2022 when my Mother moved into a care home. I stopped claiming Carer’s Allowance (£69.70) from the Department of Work and Pensions and decided to take a few weeks to rest and consider what I was going to do next. Naturally, being 54 years of age, the most immediate consideration has been one of employment. We all need an income to survive. At present the State Pension Age in the UK for men is 67. This is when you will receive your State Pension, which is based upon your National Insurance Contributions that you have paid throughout your working life. That is 13 years away, hence why I’ve been considering returning to work. However, Mrs P took early retirement from the Civil Service seven years ago and raised the point that if I returned to full time work, we would no longer have so much time together. Although caring for my parents has been tough, it revolved around a schedule thus affording Mrs P and I windows of opportunity to do things.

With this in mind, I decided to investigate whether part time work is more viable? IT support and management, project management and short term IT contracts tend not to have part time options, so I decided to check out local work of a more general nature. I investigated vacancies in local government and small business. I then spoke to the staff at my local supermarket and newsagents to see what employment was available. The results were very interesting. If I want to return to most fields of IT it is not too difficult. Short term contracts such as a hardware rollout in a hospital or across a series of offices are paying good money for experienced staff, now that so much migrant labour is not available. But taking such work would mean spending extended periods of time away from home, which is not something I desire. The alternative would be to take a position such as an IT Manager for a small business, possibly in Central London. But that raises the spectre of commuting and again is more than likely to be a full time position.

Therefore, I decided to look more into local, part time work as this would theoretically suit my needs. I want to have at least two days a week available for me and Mrs P to spend time together. Financially speaking, the part time job would only have to pay a specific figure that I’ve worked out that I need to get by. However, the more people I spoke to, the more I discovered that is not how things work. Many do not get to work the hours that they want and tend to have little say when they do work. The pay is low, the workload excessive and the general environment pressurised and uncaring. One young man I regularly spoke to at my local supermarket said it was like being on a treadmill and akin to being a prisoner. There was little or no respite from the daily slog and he felt like an asset that was just there to be used when his employers found it convenient. This gave me pause for thought. Why would I want to do such work? Why would anyone want to do it other than out of necessity?

I have had good jobs in the past that I have earned through my skills and experience. I have undertaken them well because that’s what I feel is the foundation of the contract between myself and my employer. It is a civil and polite quid pro quo. But I have never seen my work as defining me in any way. I have worked in the past because I have to, not because I believe in “work setting you free”. There is pride in a job well done but I’m not doing it for a pat on the back. I expect market rates as well as competitive terms and conditions. Everyone should. Sadly, this doesn’t seem to be the default position of many employers these days. They want as much as they can get out of you and for as little as they can get away with paying. Plus work culture is rife with so much bullshit these days. Awareness courses, personal development, the pursuit of the company vision. And let us not forget the psychopaths, sociopath, bullies and the sexual predators that still seem to get through the interview process and climb the greasy pole. Fuck all that.

“ I’ve looked at the numbers and to use a technical term, you have fuck all money”

So having researched the state of the UK job market, I concluded that it either didn’t align with the lifestyle I was aspiring to or it was effectively a form of self torture that didn’t warrant the rewards it yielded. I then decided to consider alternative options so I spoke with a financial advisor. I subsequently discovered that due to change in the UK financial regulations, I could access my own private pension in December this year when I become 55.  From 1997 to 2016 I paid money into my own independent pension fund. The amounts were not always consistent and in the last few years of that 19 year period the payments were somewhat erratic due to me mainly doing short term contract work. However, I could access this money and contrary to my belief, it wasn’t as small an amount as I thought. This combined with other assets such as savings, meant I was in a stronger position. The financial advisor said “you can not work if you don’t want to. You’ll be able to get by”.

Retirement is just like this…

As you can tell by the title of this post, it’s not too hard to figure out what option I’ve taken. My Father worked hard throughout his life but he also extolled the value of leisure time. Like many people, the last few years have really made me and Mrs P rethink what we want out of the remainder of our lives. We’d prefer to get by and have time to enjoy ourselves rather than run ourselves into the ground chasing a few extra pounds. I guess this makes me an anathema to the likes of Dominic Raab, Liz Truss and the other authors of Britannia Unchained. But why should I kill myself making someone else rich, especially a socioeconomic group I despise. I am 54 and possibly have 20 good years left if my family’s medical history is anything to go by. I am going to live life on my terms. Therefore I am now retired and will remain so unless my finances or personal situation forces me to do otherwise. I hope that you can do something similar. Remember, you’re a long time dead.

Read More

Job Hierarchies and Thoughts on Employment

I appreciate that this is a somewhat ponderous blog title but I’m trying to consolidate several ideas and streams of thoughts into one post. So to begin with it is the third week of the Blaugust 2021 Festival of Blogging event. Specifically it’s “Developer Appreciation Week”. At first glance a laudable undertaking. An opportunity to praise the developers of a game that’s close to your heart. However, given the current debacle with Blizzard Entertainment, I think there’s a conversation to be had about how fans virtual deification of specific developers of World of Warcraft and how treating them like rock stars, may well have had some bearing on their subsequent misdemeanours. I would in fact go further and say that the video game industry is another sector of work, like film, TV, music and sport that is perceived to be glamorous, aspirational and generally put on a pedestal. Fans lose sight of the fact that these companies have a lot of staff who don’t get any kudos and endure tough working conditions. Just like more conventional jobs.

I appreciate that this is a somewhat ponderous blog title but I’m trying to consolidate several  ideas and streams of thoughts into one post. So to begin with it is the third week of the Blaugust 2021 Festival of Blogging event. Specifically it’s “Developer Appreciation Week”. At first glance a laudable undertaking. An opportunity to praise the developers of a game that’s close to your heart. However, given the current debacle with Blizzard Entertainment, I think there’s a conversation to be had about how fans virtual deification of specific developers of World of Warcraft and how treating them like rock stars, may well have had some bearing on their subsequent misdemeanours. I would in fact go further and say that the video game industry is another sector of work, like film, TV, music and sport that is perceived to be glamorous, aspirational and generally put on a pedestal. Fans lose sight of the fact that these companies have a lot of staff who don’t get any kudos and endure tough working conditions. Just like more conventional jobs.

There has always been a hierarchy of jobs in the public consciousness, although logically all forms of employment are essentially the same in principle. People providing a service in return for money. But life doesn’t exclusively operate within logical parameters. Hence vocational and professional jobs come with a lot of cultural baggage. Rightly or wrongly, the moment you declare to someone what you do for a living, they will instantly make assumptions and judgments about you. Often these will be erroneous or spurious but this sadly is the prevailing trend. Cleaners, carers, shop workers all do essential and invaluable work (as 2020 clearly highlighted). Yet such work is often frowned upon by certain parts of the population. Despite the fact that many who work in such sectors do so out of necessity and may well be overqualified. In fact there are stereotypes associated with jobs of all spectrum. Academia, working in the law and banking being seen as the prerogative of the rich. Estate agency (real estate) being seen as “barrow boys” and chancers. Oh and IT is exclusively populated by the socially dysfunctional.

During the course of my lifetime, the job market has evolved and changed rapidly. Applying for jobs in the eighties was a very formal process. Hand written applications and questionnaires were used to filter candidates, prior to interview by panel. Vacancies were predominantly advertised in newspapers, recruitment agencies or the government run “Job Centres”. Qualifications gated many positions, even for the most entry level administrative roles. When I started working for the DWP in 1990 on the first rung of the ladder, you still needed to have 3 GCE “O” level exams with passing grades. Nowadays, the job market is far more fast paced and like so many things, now predominantly handled online. Having a customisable curriculum vitae (or resume), that can be tailored to specific applications is essential. Sadly, the new job market has little room for feedback. Most applications never garner any sort of response. Keyword searches eliminate those who are not relevant and such automated services do not generate a polite “sorry you weren’t successful” letter.

However, these major changes to the overall employment landscape has led to an increasing amount of job homogenisation. Especially here in the UK where traditional industries have been replaced with service ones. Hence we have seen an increase in employment dissatisfaction and the rise of so-called “bullshit jobs”. I am currently reading a book on the subject by American anthropologist David Graeber. He contends that “over half of societal work is pointless and becomes psychologically destructive when paired with a work ethic that associates work with self-worth”. Graeber describes five types of meaningless jobs, in which workers pretend their role is not as pointless or harmful as they know it to be: flunkies, goons, duct tapers, box tickers, and taskmasters. He argues that the association of labour with virtuous suffering is recent in human history, and proposes universal basic income as a potential solution. I certainly wouldn’t argue against these things having had such positions in my career.

Hence we return to the jobs that are perceived as aspirational or a means to bypass the rat race, or at the very least, manage it on your own terms. Many young people look to social media as a means of escaping the fate of their parents. Because the social contract that has existed in most western societies in the post World War II era has been proven false. If you study, work hard and live within your means you’ll be able to raise a family, afford a home and the state will assist you in your autumn years. Young people know first hand that this is a lie. Many modern jobs have no formal working hours, no employee protection or rights and pay insufficient to keep an individual, let alone a family. Bullshit jobs are rife and work is a treadmill. Which is why the allure of being an “influencer” is so strong. And why a rock star game developer who gets to write really cool games and hangout at conventions and trade shows is infinitely preferable to toiling in a call centre and having to ask your 30 year old, sociopath boss if you can go to the bathroom.

There’s a good chance that I may have to return to the workplace when my caring duties end. Let it suffice to say that such a prospect does not fill me with glee. It is highly unlikely that I will seamlessly resume a career in IT and at comparable rates to what I was earning in 2016. Although the law is supposed to prevent discrimination, I’m certain my age will work against me as will no doubt my health. Furthermore, I’m not sure if my personality is cut out for the modern workplace which has become a much more complicated socio-political environment. Hence working from home and the gig economy is an obvious solution, although many creative forms of work have been devalued by internet culture. Writing for money is certainly not an immediate path to fortune and glory. People expect “all that” for free nowadays.

Therefore, if you are one of the minority of people who are actively employed in a job you actually enjoy, then count yourself very fortunate. The rest of society either just tolerates their employment and employer or actively hates them. Condemned to carry out arbitrary and pointless tasks, for people who just see them as an asset or a resource. The modern day workplace is often an endless grind and in some examples a form of indentured slavery. Oh and with regard to Blaugust, rather than thinking about those high profile game developers, who love to preen themselves on stage at E3, spare a thought for all the other staff that do the nuts and bolts work and never get a name check. It would appear they get put upon, ripped off and abused, just as much as the guy who delivers your pizza or the lady who works the checkout at your local store.

Read More