Banker Sam Wheat (Patrick Swayze) and his girlfriend, artist Molly Jensen (Demi Moore), move into a Manhattan loft apartment and begin to renovate. They are helped by Sam's friend and co-worker Carl Bruner (Tony Goldwyn). One night, after attending the theatre with Molly, Sam is fatally shot by a mugger who tries to steal his wallet. Sam is shocked to discover he is a ghost but refuses to move on to the afterlife because of his love for Molly. In the following weeks he observes his funeral and Molly’s unhappiness. However, when the mugger (Rick Aviles) who shot him breaks into their apartment and searches it, Sam suspects that his death was not just a robbery that went wrong. During his travels Sam discovers a fake medium, Oda Mae Brown (Whoopi Goldberg), who can hear him. Sam desperately tries to convince her to help him as he believes that Molly may be in danger.